Monday, 9 October 2017

DA 3% ஆணை அஞ்சல் இலாக்காவிலிருந்து வெளியிடப்பட்டுள்ளது விரைவில் கோட்டங்களில் பட்டுவாடா செய்யப்படும்.
நிதி அமைச்சகத்திலிருந்து கடந்த 26.09.2017 அன்று வெளிவந்த 3% DA ஆணை அஞ்சல் இலாக்காவினால் சுமார் 2.70 லட்சம் ஊழியர்களுக்கு வழங்குவதில் காலதாமதம் செய்வது ஊழியர்கள் மத்தியில் விரத்தியை ஏற்படுத்தியுள்ளது. 
மிகப்பெரிய வர்த்தகத்தை செய்யும் GDS ஊழியர்களுக்கு காலத்தில் கொடுக்கவேண்டியதை கொடுக்குமாறு மாநிலச்சங்கம் கேட்டுக்கொள்கிறது. 

Wednesday, 4 October 2017

இந்திய அஞ்சல்துறை வரலாறு


Indian postal service also known as Indian post office is a most widely distributed postal system in the world (second is china). Indian postal service is run by Indian government. It is a part of Ministry of communications and information technology.

1.   The first post office in India was established by British East India company in Bombay in 1764.
2.   Postage stamps were first used in India in 1852 at district of scinde (also known as scinde dawk). On 1st October 1854, the first all India stamp was issued. Post independence, India's first postal stamp was issued on 21 November 1947. Independent India's first postal stamp depicted the picture of national flag of India. Mahatma Gandhi was the first person whose picture was depicted on free India's stamp (1948).
3.   India is divided into 23 postal circles. Each circle is divided into regions. Regions are also further divided into divisions and subdivisions. Beside 23 circles, there is also a base circle. Which provides postal services to Indian armed forces. Each circle is headed by chief postmaster general and region is headed by postmaster general.
4.   Pincode system was introduced in India on 15 August 1972 by Shriram Bhikaji Velankar. In 1880 money order service was first started.
5.   Indian pincode is six digits long. The first digit represents the region, second digit represents the subregion, the third digit identifies the district of the region and last three digits are assigned to the post offices.
6.   On 18 February 1911, world's first official airmail flight was started. World's highest post office is located in Hikkim, Himachal Pradesh, India ( height is 4,700 m).
7.  Due to the increase of digital services, Indian Post had terminated two important services - Telegram (in 2013) and Money order (in 2015).
8.   In 2008, Project Arrow was launched to reform the Indian Postal Services to make it more people friendly and digital.
9.   Beside postal services, Indian post offices also offers different financial services too.  

First Post Office of India
Bombay in 1774
Founder of Postal in India
 Governor General Lord Dalhousie
First postage stamp of India
 Sinde Dawk in 1852
First airmail
 From Allahabad to Naini in 1911
First Post office outside India
 Dakshin Gangotri, Antarctica in 1983
Postal staff collage
Indian Postal Day
10th October

First post office of India was established in Bombay
First postal stamp was introduced
First Railway mail service was started
First Post Card was introduced
Money Order service was started
Airmail service was started
Pin code was adapted
Speed Post service was started
E post service was started
Electronic Money order and Instant Money Order services were started

Tuesday, 3 October 2017


PPF or public provident fund is one of the most popular small savings schemes. Its popularity is understandable given that PPF enjoys EEE or exempt, exempt, exempt status in terms of income tax implication - contribution, interest and maturity proceeds all are tax free. Interest rate on PPF and other small savings scheme are being reset every quarter from April last year, as compared to the annual mode earlier. The interest rates on PPF and other small savings schemes are linked to yields on government bonds, with a small mark-up. 

PPF deposits are eligible for tax deductions under Section 80C. A maximum of Rs. 1.5 lakh can be claimed in one financial year.

Interest rate on PPF and other small savings scheme are being reset every quarter from April last year, as compared to the annual mode earlier.

Here are some other benefits of PPF account:

Loan Against PPF

A PPF account holder can avail of loan facility in the third financial year from the financial year in which the account was opened. The loan can be taken up to 25 per cent of the amount in the account at the end of the second year immediately preceding the year in which the loan is applied for. The rate of interest on the loan shall be at 2 per cent per annum above the PPF interest rate. The loan is repayable in 36 months.

PPF Partial Withdrawal

Partial withdrawal is permissible every year from 7th financial year from the year of opening account, according to India Post's website. The maximum amount is limited to 50 per cent of the balance at the end of the fourth year immediately preceding the year of withdrawal or the amount at the end of the preceding year, whichever is lower.

Premature Closure Of PPF Account

Premature closure is allowed only after the account has completed five financial years and under specific conditions like expenditure towards medical treatment and higher education, according to an amendment in 2016.

PPF Account Extension 

The original duration of a PPF account is 15 years. Thereafter, on application by the subscriber, it can be extended for one or more blocks of 5 years each.

PPF Interest Rate Calculation

The interest rate on PPF is compounded annually. Interest is paid on 31st March every year. The interest for the month is calculated on the minimum balance available in the account from 5th of a month to the last date of the month. (With Agency Inputs)